2 T olive oil

4 scallions chopped

3 T flour

1 t cumin

1 pt 1/2 & 1/2 cream

8 oz cream cheese softened*

1 C shredded sharp cheddar

1 C shredded Monterey Jack

2 10 oz cans Rotel - drained a bit (ie opne the can and tip off the top liquid

4 jalapenos, minced

*you can use low fat cr cheese and cheeses for this but really - why bother?

Heat up the olive oil med low heat

add the scalliongs cook 2 minutes

stir in flour & cumin cook 1 minute - stirring constantly

gradually stir in the 1/2 & 1/2 stirring, bring to a simmer

add in the cream cheese - stir once in a while until it melts

repeat with the monterey jack

add rotel and jalapenos

bring up to a simmer - simmer one minute

chill it down or serve it warm

garnish with chile powder and more chopped scallions if you like